The Maharashtra government has announced big financial relief for millions of farmers across the state. Under the Punyashlok Ahilyadevi Holkar Shetkari Karjmukti Yojana 2026, the state government recently released the first beneficiary list for its massive farm loan waiver scheme.
This historic scheme aims to clear heavy crop loan burdens and boost the agricultural economy. The state government expanded the initial budget of ₹36,585 crore to ₹40,980 crore to ensure maximum benefit for farming families. Nearly 56 lakh farmers holding over 65 lakh loan accounts will receive financial relief under this landmark initiative.
If you are a farmer in Maharashtra, you can now search your name in the beneficiary list online or visit your local service center. This detailed guide explains everything you need to know about checking the 2026 list, eligibility rules, and benefit claims.
Key Highlights of Maharashtra Farm Loan Waiver 2026
The table below summarizes the key features of the scheme:
| Feature Details | Scheme Specification |
| Scheme Name | Punyashlok Ahilyadevi Holkar Shetkari Karjmukti Yojana |
| State | Maharashtra |
| Total Scheme Budget | ₹40,980 Crore (Expanded from ₹36,585 Crore) |
| Targeted Farmers | Nearly 56 Lakh Farmers (65 Lakh Loan Accounts) |
| Maximum Waiver Limit | Up to ₹2 Lakh for overdue short-term crop loans |
| Incentive for Regular Repayers | Up to ₹50,000 grant |
| First List Beneficiaries | 553 Farmers (Phase 1 Rollout) |
| Mode of Transfer | Direct Benefit Transfer (DBT) |
| Mandatory Requirement | AgriStack Registration & Aadhaar Authentication |
Major Benefits of the Scheme
The Maharashtra loan waiver scheme provides targeted support to three primary categories of farmers.
1. Complete Debt Relief (Up to ₹2 Lakh)
The scheme waives complete short-term crop loans up to ₹2 lakh, including principal and interest. This benefit covers loans disbursed between April 1, 2019, and March 31, 2025, which remained overdue as of September 30, 2025.
2. One-Time Settlement (OTS) Component
Farmers with crop loan dues exceeding ₹2 lakh can also gain relief through the One-Time Settlement option. When the farmer pays the remaining loan amount over ₹2 lakh, the government waives the base ₹2 lakh amount. Farmers have until March 31, 2027, to deposit their share.
3. Incentive Benefit for Honest Repayers
The state government rewards farmers who pay their loan installments regularly. Farmers who repaid their crop loans on time for at least two out of three financial years (2022–23, 2023–24, and 2024–25) receive an incentive grant of up to ₹50,000.
Eligibility Criteria and Exclusions
The government applies strict guidelines to ensure that genuine small and medium farmers get the maximum benefit.
Who Qualifies for the Scheme?
- Farmers who hold short-term crop loans taken from nationalized, private, regional rural, or district central cooperative banks.
- Farmers with unpaid loans taken between April 1, 2019, and March 31, 2025.
- Resident farmers of Maharashtra who complete AgriStack registration and Aadhaar verification.
Who Cannot Claim the Benefit?
The state government excludes the following categories to target needy cultivators:
- Current and former Ministers, MLAs, MLCs, and MPs.
- Income-tax payers.
- Government employees and officers in state or central departments.
- Employees of cooperative institutions who earn a monthly salary exceeding ₹25,000.
- Retired pensioners drawing a monthly pension above ₹25,000.
Important Dates Table
Keep track of all crucial deadlines for the loan waiver scheme:
| Event / Phase | Important Date |
| Cabinet Approval Date | June 2, 2026 |
| First Beneficiary List Release | July 22, 2026 |
| Eligible Loan Period | April 1, 2019 – March 31, 2025 |
| Overdue Status Cut-Off Date | September 30, 2025 |
| OTS Payment Deadline for Farmers | March 31, 2027 |
| Phase-wise List Releases | Ongoing through 2026 |
Step-by-Step Guide: How to Search Your Name in the Beneficiary List 2026
The Cooperation Department releases the beneficiary lists in structured phases. Farmers can quickly check their name by following these simple steps:
Step 1: Visit the Official Portal
Open your internet browser and visit the official website of the Maharashtra government or the Aaple Sarkar portal at mjpsky.maharashtra.gov.in or aaplesarkar.mahaonline.gov.in.
Step 2: Access the Karjmukti List Section
Look for the link that reads “Punyashlok Ahilyadevi Holkar Shetkari Karjmukti Yojana 2026 Beneficiary List” on the homepage. Click the link to open the search portal.
Step 3: Select Your Region
Select your specific District, Taluka, and Village from the drop-down menus.
Step 4: Enter Your Details
Enter your unique registration number, loan account number, or Aadhaar number into the search box.
Step 5: View and Download the List
Click the “Search” button. The screen will display the farmer list for your village. Search for your name, verify your bank account details, and download the PDF list for your records.
Completing Aadhaar e-KYC and AgriStack Registration
To receive the waiver amount directly into your bank loan account, you must complete two crucial steps.
- AgriStack Registration: First, register your farm details on the central AgriStack portal. This platform links land records with farmer profiles.
- Aadhaar Authentication: The government generates a unique identification number for each eligible beneficiary. You must take this unique number to any of the 32,000 Aaple Sarkar Seva Kendras across Maharashtra.
- Biometric Verification: At the center, provide your fingerprint or iris scan to authenticate your Aadhaar details.
Once you complete verification, the government credits the scheme benefit directly to your loan account via Direct Benefit Transfer (DBT).
First Phase List Release: Key Highlights
The government released the first list of 553 farmers across seven districts to launch the implementation process:
- Thane: 182 beneficiaries
- Latur: 133 beneficiaries
- Pune: 85 beneficiaries
- Amravati: 58 beneficiaries
- Nagpur: 16 beneficiaries
- Other participating districts include Akola and Buldhana.
The state cooperation department continues to process income-tax data to publish the next comprehensive lists in fast-moving phases.
Official Govt References Table
Always rely on official government websites and references for accurate updates:
| Resource / Department | Official Website / Reference Link |
| Aaple Sarkar Seva Portal | aaplesarkar.mahaonline.gov.in |
| Department of Cooperation & Marketing | cooperation.maharashtra.gov.in |
| AgriStack Farmer Registration | agristack.gov.in |
Helpline Number Table
If you face any issues while searching your name or completing e-KYC, contact the official support helplines:
| Service / Department | Helpline Number / Contact |
| Toll-Free Government Helpline | 1800-102-5311 / 1800-222-380 |
| Kisan Call Center (KCC) | 1800-180-1551 |
| Aaple Sarkar Customer Care | 1800-120-8040 |
| Email Support | support.karjmukti@maharashtra.gov.in |
Frequently Asked Questions (FAQs)
What is the maximum loan amount waived under the 2026 scheme?
The scheme waives crop loans up to ₹2 lakh for eligible farmers.
What incentive do regular loan repayers receive?
Farmers who repaid crop loans on time receive an incentive grant of up to ₹50,000.
Is landholding size a criterion for eligibility?
No, the government removed all landholding limits for this scheme. Every eligible cultivator with an overdue short-term crop loan can apply.
Where can I complete my Aadhaar authentication?
You can complete biometric Aadhaar authentication at any nearby Aaple Sarkar Seva Kendra using your unique scheme number.
Summary
The Maharashtra Farmer Loan Waiver Scheme 2026 brings immense economic relief to over 56 lakh farming households. By increasing the total fund allocation to ₹40,980 crore, the government ensures broad coverage for debt-stressed farmers. Visit your nearest Aaple Sarkar Seva Kendra or check the official portal today to verify your name on the latest beneficiary list!